If your picture of the typical retirement consists of a retiree spending her days strolling the grounds of her pricey assisted living complex with her spouse of forty years, today’s picture of the modern retirement may surprise you.

While many seniors enjoy growing old with their spouse, the marriage statistics for younger generations make that plan appear less likely. According to recent studies, in 2014, for the first time ever, there were more unmarried American adults than married ones. Additionally, 20 percent of American adults have never been married (a record high), and experts predict that as many as 25 percent of millennials will never get married.

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