Investment Themes for This Year

By Brooklynn Chandler-Willy | April 19, 2018

In the investment community, all eyes are on inflation this year. Economic analysts at Merrill Lynch anticipate further tightening in the labor market, to the tune of 3.9 percent unemployment by the end of 2018. Along with the tightened labor situation, they also expect personal consumption expenditure (PCE) inflation rising to 1.8 percent by year…

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In Retirement…It’s Not Always About Rate of Return

By Brooklynn Chandler-Willy | April 17, 2018

In retirement….rate of return actually ends up being the SECOND most important thing that you need to worry about. What is the FIRST? Find out by watching the video below in this weeks “Dollars & Sense” segment. Ready to discuss your investment future? Send me a message on the right side of the screen!

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Our TV Show Debut!

By Brooklynn Chandler-Willy | April 10, 2018

Our TV show debut on KSAT ABC 12 is now avaliable online for your viewing pleasure! Click the BOLD link below to start watching! CLICK HERE TO WATCH

4 Key Steps To Finding The Right Diversification Mix For Your Retirement Money

By Brooklynn Chandler-Willy | April 9, 2018

One key to making your financial ride through retirement smoother, more predictable and less stressful can be summed up in one word: Diversification. With retirement approaching or already here, there are four diversification levels to visit — four boxes to check to help reduce market risk AND position your assets for growth. We’ll walk you…

The Tax Management Triangle

By Brooklynn Chandler-Willy | April 5, 2018

Don’t you wish that you had a crystal ball to know that the tax rates will be 20 years from now? In 1970, the top tax marginal tax rate was at 70%. In 1980, the top marginal tax rate was still at 70%. In 1990, the top marginal tax rate hit a historical low of…

The New Tax Law: Things to Consider

By Brooklynn Chandler-Willy | April 3, 2018

Who will be affected by the new tax legislation that went into effect Jan. 1? That is a question many are asking. While “everyone” is likely to see some changes, here’s an idea of how many people fell into each income group. In 2015:1 About 1.4 million Americans accounted for the top 1% of income…

4 Diversification Steps For Your Retirement Money

By Brooklynn Chandler-Willy | April 2, 2018

Most people are familiar with the concept of diversification as it applies to their assets — spreading money across stocks, bonds, cash, etc., so all your eggs aren’t in one basket. What many don’t know is that with retirement looming on the horizon, they need to consider several different levels of diversification to give their…

Is Your Retirement Plan ROCK Solid?

By Brooklynn Chandler-Willy | March 29, 2018

When building just about anything, a strong foundation is key to making it last. This holds true when constructing a house, and when building a retirement portfolio — a financial house, if you will. But given the variety of financial vehicles available these days, how do you know what is right for your particular situation?…

Financial Strategies in 2018

By Brooklynn Chandler-Willy | March 28, 2018

  One philosophy of investing, as opined by Warren Buffett, is to be “fearful when others are greedy and greedy when others are fearful.”1 The nation’s eight-year bull market, however, has tested that philosophy. Most market analysts would agree that it was more important to be in the market and taking advantage of gains than to…

Keep an Eye on Interest Rates

By Brooklynn Chandler-Willy | February 26, 2018

Optimism often predates good news. Such was the case last year when, just before the end of the year, Congress passed legislation that significantly reduced the corporate tax rate. The anticipation of this fulfillment of one of President Trump’s pro-business campaign promises helped drive up stock prices in the latter half of the year —…

Falling Assets

By Brooklynn Chandler-Willy | January 31, 2018

Here’s some good news: The Center for Retirement Research (CRR) at Boston College reports that between 2013 and 2016, households led by someone between age 55 and 64 in the second-highest income quintile had an increase in retirement income. These wealthy households more than doubled their combined 401(k)/IRA assets – to a median total of…

The Impact of Income Inequality

By Brooklynn Chandler-Willy | January 30, 2018

A new study of high-earning clients of a bank’s wealth management unit tracked the fortunes of male and female young adults to learn how income inequity would impact their lives. The assumptions had both genders starting out in the job market earning a salary of at least $100,000 and in possession of an inheritance of…