Diversification & Your Retirement Portfolio

By Brooklynn Chandler-Willy | November 12, 2018

One key to making your financial ride through retirement smoother, more predictable and less stressful can be summed up in one word: Diversification. With retirement approaching or already here, there are four diversification levels to visit — four boxes to check to help reduce market risk AND position your assets for growth. We’ll walk you through…

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The Importance of Personal Umbrella Policies

By Brooklynn Chandler-Willy | November 5, 2018

The benefits of umbrellas You have insurance policies on your house and vehicles. You might also insure other types of property you own (boats, airplanes, etc.). But do you have enough coverage, considering your personal wealth? If you’re financially successful, the answer may be a resounding no. The reason is that most insurance policies top…

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Inflation: Expectations for 2018

By Brooklynn Chandler-Willy | May 7, 2018

It seems as if inflation has been biding its time. Since the financial crisis a decade ago, growth in prices and wages has been muted.1 However, many financial analysts believe that’s about to change. A jobs report from early March revealed continued hiring and a moderate increase in wages. The stock markets welcomed the news, responding…

Four Big Life Insurance Questions to Ask BEFORE You Retire

By Brooklynn Chandler-Willy | April 30, 2018

Life insurance is one of the most valuable and versatile assets a pre-retiree or retiree can have. Yet not only do people tend to question whether buying life insurance is a worthwhile expenditure, they’re also intimidated when it comes to purchasing it. Yesterday’s show helps listeners understand why they should consider life insurance, how life…

To Roth or Not to Roth?…That is the Question

By Brooklynn Chandler-Willy | April 25, 2018

The wealthiest investors I have worked with have larger Roths or larger post-taxed accounts than they have in qualified, tax deferred accounts.  The “Tax Time Bomb” is something you hear me talk a lot about at my seminars and on the radio.  We are trained to put as much money as we can away as…

Risk, Are You Taking On Enough, Too Much, Or Just The Right Amount

By Brooklynn Chandler-Willy | April 23, 2018

There are some things that just go together. Like peanut butter and jelly. Cookies and milk. How about retirement savings and risk? Now that combination sounds the alarm for many people. But do you really know how much risk is in your portfolio? Do you know what would happen to your savings if interest rates…

Investment Themes for This Year

By Brooklynn Chandler-Willy | April 19, 2018

In the investment community, all eyes are on inflation this year. Economic analysts at Merrill Lynch anticipate further tightening in the labor market, to the tune of 3.9 percent unemployment by the end of 2018. Along with the tightened labor situation, they also expect personal consumption expenditure (PCE) inflation rising to 1.8 percent by year…

In Retirement…It’s Not Always About Rate of Return

By Brooklynn Chandler-Willy | April 17, 2018

In retirement….rate of return actually ends up being the SECOND most important thing that you need to worry about. What is the FIRST? Find out by watching the video below in this weeks “Dollars & Sense” segment. I will explain how investing during your working years can be drastically different than investing during retirement.

Our TV Show Debut!

By Brooklynn Chandler-Willy | April 10, 2018

Our TV show debut on KSAT ABC 12 is now avaliable online for your viewing pleasure! Click the BOLD link below to start watching! CLICK HERE TO WATCH

4 Key Steps To Finding The Right Diversification Mix For Your Retirement Money

By Brooklynn Chandler-Willy | April 9, 2018

One key to making your financial ride through retirement smoother, more predictable and less stressful can be summed up in one word: Diversification. With retirement approaching or already here, there are four diversification levels to visit — four boxes to check to help reduce market risk AND position your assets for growth. We’ll walk you…

The Tax Management Triangle

By Brooklynn Chandler-Willy | April 5, 2018

Don’t you wish that you had a crystal ball to know that the tax rates will be 20 years from now? In 1970, the top tax marginal tax rate was at 70%. In 1980, the top marginal tax rate was still at 70%. In 1990, the top marginal tax rate hit a historical low of…

The New Tax Law: Things to Consider

By Brooklynn Chandler-Willy | April 3, 2018

Who will be affected by the new tax legislation that went into effect Jan. 1? That is a question many are asking. While “everyone” is likely to see some changes, here’s an idea of how many people fell into each income group. In 2015:1 About 1.4 million Americans accounted for the top 1% of income…