Is the Bear Market Coming Out of Hibernation?

By Brooklynn Chandler-Willy | August 19, 2019

While we may remember 2008 and the damage the market caused to our economy, it’s also hard to remember that bear markets happen more often than we remember, especially after the market went on a remarkable bull run. But the market is beginning to look dubious again and who knows what awaits in 2019, 2020…

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How to Address Major Risks to Your Retirement Assets

By Brooklynn Chandler-Willy | August 12, 2019

Most people consider longevity to be one of the biggest threats to a retirement portfolio. The risk that the portfolio won’t have the legs to last as long as you do. But what many of us don’t know is what to do about it. That is, how to protect a portfolio against not lasting through…

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Falling Assets

By Brooklynn Chandler-Willy | January 31, 2018

Here’s some good news: The Center for Retirement Research (CRR) at Boston College reports that between 2013 and 2016, households led by someone between age 55 and 64 in the second-highest income quintile had an increase in retirement income. These wealthy households more than doubled their combined 401(k)/IRA assets – to a median total of…

The Impact of Income Inequality

By Brooklynn Chandler-Willy | January 30, 2018

A new study of high-earning clients of a bank’s wealth management unit tracked the fortunes of male and female young adults to learn how income inequity would impact their lives. The assumptions had both genders starting out in the job market earning a salary of at least $100,000 and in possession of an inheritance of…

Best Places To Live In Retirement

By Brooklynn Chandler-Willy | January 10, 2018

Many retirees believe the best place to live in retirement is right in their own home. Let’s explore some of the “best places” where that home might be located and what it might look like. It’s worth noting that the retirement experience varies widely. Some people have the money to relocate or buy a second…

Economic Growth Prospects for the Future

By Brooklynn Chandler-Willy | November 28, 2017

  Are life-changing innovations a thing of the past in the United States? While today’s technology seems to advance in leaps and bounds, one economist believes it won’t change the fabric of the average American’s life the way inventions like electricity, indoor plumbing and the elevator did in the 20th century.1 Yes, the internet is…

Working Longer

By Brooklynn Chandler-Willy | November 16, 2017

Ah, the life questions we face. Young adults contemplate which college to attend and how that might affect their future. Women – and increasingly often, men – ponder whether to stay home and raise children, work or both. People contemplate job changes and relocations. And then, of course, a big question: When should I retire?…

Wealth and Income: Some Tax Implications

By Brooklynn Chandler-Willy | November 6, 2017

What do Michael Bloomberg, Arnold Schwarzenegger and Mitt Romney all have in common? When they held public office, each accepted only $1 in annual compensation. President Trump also has chosen to forgo his pay, donating his first-quarter salary – minus an amount for taxes – to the National Parks Service. Taxes were deducted from the…

Stress in Retirement? It’s More Common Than You Think.

By Brooklynn Texas Financial Advisory | September 5, 2017

Many of us have an image of how retirement is supposed to be: You’re free! No boss to answer to, no schedule to keep, no demands upon you. In short, retirement equals no stress, right? But the reality is that some retirees report they still have stress after they leave their jobs.1 So what gives? Why are retirees…

Retirement: The New Status Symbol

By Brooklynn Texas Financial Advisory | August 21, 2017

A lack of savings among many U.S. households could mean a change in the perception of retirement. It used to be a foregone conclusion that once you were too old to work, you retired. That’s not always the case anymore. More than a third of U.S. households in prime earning years or later have no…

Take a Look at Life Insurance

By Brooklynn Texas Financial Advisory | August 3, 2017

Middle-aged adults have a plethora of middle-aged financial priorities. It’s hard to even call them priorities because each one is important; it’s just a matter of spreading the money you have across a variety of different needs. In fact, a typical mid-life checking account might include payouts for a mortgage, college tuition, a savings account,…

Considerations for Retiring Couples

By Brooklynn Texas Financial Advisory | July 26, 2017

Retirement is another chapter in your life; one that requires not only planning but day-to-day maintenance once you get there. And if you have a partner in life, it’s important to remember that your retirement, like a tandem bike, is built for two. Planning for your own retirement is complicated enough, but doing so at…