Retirement Planning

3 Common Questions About Social Security

While Social Security shouldn’t be relied upon to be the sole source of income during retirement, it can play an important role in your overall retirement income strategy. But making sense of the basic ins and outs of Social Security can be overwhelming. Here are three questions people commonly ask as they approach retirement age:…

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Potential Models for Retirement Income

  As important as it is to plan your retirement goals, you never know what variables could force you to change course. Fortunately, there are a variety of options that can keep speed bumps from running you off the road to retirement. One of the most fluid aspects of retirement is the date. Some people…

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As You Age, Keep Looking Forward

Many people spend a large portion of their lives taking care of people like their spouse, children, siblings and older parents. Here’s a message for those in their later senior years: Don’t stop now. As we age, our concerns start to change. Some people may become preoccupied with ailments and difficulties in their living situations,…

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Too Much Positivity can Equal a Negative

  The mind is a powerful tool. It can protect, justify, trick and even make good things happen by its sheer will. A good example is the placebo effect, a biology-based phenomenon with proven positive results.1 But there are limits to what a positive mindset can truly accomplish. For example, a 2016 survey by asset…

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Regret Over Brexit?

In the aftermath of the United Kingdom’s decision to leave the European Union, financial commentators have predicted all kinds of fallout, including Scotland’s secession, generational disputes and uprisings, a cross-border exodus of worker talent and companies, economic recession, deficits in government budget and pension fund payouts and a real estate crisis. Although there are benefits…

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Where Do We Stand as a Country?

If there’s one phrase that’s entered the mainstream lexicon as the 2016 election approaches, it’s “Let’s make America great again!”1 Every president, regardless of party, vows to make the country better in some way, but as a whole, has America lost ground?2 Are we really not great anymore? In the big picture, our country is…

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Some Ways to Account for Inherited Assets

As difficult as it is to lose a loved one, it would be nice if the financial situation sorted itself out after a death. Unfortunately, receiving the assets of a deceased spouse or family member can be a complex process. Most people have their money stored in a variety of different financial vehicles — checking…

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