Posts Tagged ‘retirement planning’

Watching the Markets with Interest

  In March, the Federal Reserve decided to reign in its plan for raising rates this year, reducing the expected number of rate increases from four to two. The Federal Open Market Committee came away from its most recent meeting projecting an interest rate hike of .50 percent, down from the original projection of 1…

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The Complexity of Convenience

 Forty years ago, you couldn’t grocery shop on Sundays. In fact, you couldn’t really do much shopping on Sundays at all. This tradition was rooted in the religious doctrine that on Sundays, we rest. Some stores still observe the Sabbath, but most indulge the habits and demands of consumerism. Not to mention higher revenues. It…

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All Work, No Play Makes for a Long Day

  One of the great things about the United States is that your level of success is largely in your hands. Hard work and the right decisions can go a long way in ensuring your prosperity. However, when chasing the American dream, some forget that it’s important to maintain happiness along the way. Many workers…

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How to Handle Finances with Class

Going back to college as a grown adult is a big decision. In the long run, the skills and knowledge acquired from additional education can help land a higher-paying job. The question is if the temporary costs and time constraints of paying for classes will provide a satisfactory return on investment. [CLICK HERE to read…

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Difference in Stagnant Market Could be Startups

The jobs report from January 2016 revealed gains in some industries and declines in others, with the net result putting the unemployment rate at 4.9 percent, roughly the same as the month before. Areas on the rise included retail, food and beverage, health care and manufacturing; declines were seen in private educational services, transportation, warehousing…

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Pondering Retirement Relocation?

There often are two schools of thought among new retirees: (1) Stay put, or (2) “Get out of Dodge.” For those interested in moving, there’s a proliferation of questions to address. For example, where would you go? Do you have a favorite vacation spot where you’ve always dreamed of living? Can you afford to live…

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It’s Never Too Early to Plan Your Retirement

Even when you’ve determined an exact date you want to retire, it’s hard to know how many years your retirement will last. So it stands to reason that planning for an early retirement could be a challenge. However, there are ways. We can take a look at your current financial situation and figure out if…

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Health Care Approach Evolving at Personal, Corporate Levels

  An unexpected illness is something to think about when planning for retirement, as it could be costly. More fail-safes are now embedded in health insurance plans, allowing more people with pre-existing conditions to receive coverage with reasonable premiums, but financial risks may still await. For example, in an emergency situation, what are you supposed…

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Strides in Pay Equality a Step in Right Direction

 Lilly Ledbetter was hired in 1979 as a supervisor at Goodyear Tire & Rubber Co. and worked there for the next 20+ years. When she retired in 1998, she sued the company for paying her significantly less than her male counterparts. Initially, her pay was on par with her male colleagues, but after being promoted…

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Spare Time

 We all have spare time. However, it’s possible to be so busy, to have such a long list of things to do, that you actually feel guilty taking a bit of time to flake out in front of the television set, read a not-so-literary book or take a mid-afternoon nap. Even visiting with family and…

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